Ask Colin

Are all your share investments in your SMSF?

No, only about half of them are in our SMSF. This is the portfolio and return that I disclose on my website because it is audited.

The other half is held outside the SMSF. That portfolio mirrors the SMSF portfolio, so it has a very similar return before tax.

The holding outside the SMSF is a hedge against the possibiliy of an adverse change in government policy on lump-sum withdrawals.

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